Yatin Karnik

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Yatin Karnik
Yatin Karnik.JPG
Born (1979-09-28) September 28, 1979 (age 43)
CitizenshipUnited States of America
  • Confer Inc.
  • Diabetes Free Life
Height5 ft 9 in (175 cm)
Spouse(s)Swati Karnik
  • Pradeep Karnik (father)
  • Dipti Karnik (mother)
RelativesApoorva Karnik (Brother)

Yatin Karnik (born 28 September 1979) is a U.S.-based Indian entrepreneur, business executive, and philanthropist. He is the founder of Confer Inc., a FinTech startup, and Diabetes Free Life a non-profit organization.[1] Karnik has extensive knowledge and experience in the residential lending business and specializes in risk mitigation, people management, and expense management.[2]

Confer is based in California and has become one of the leading financial technology firms that focus on democratizing mortgages.[3] Karnik’s philanthropic venture Diabetes Free Life is known for promoting awareness on how to reverse diabetes.

Early life and education

Karnik was born on 28 September 1979 to Pradeep and Dipti Karnik in Nagpur, India. He spent his early years growing up in several cities around central and western India before finishing high school in Bhopal, MP - Champions. Growing up, he also learned German and a few musical instruments. He discovered the significance of giving back during his early years by volunteering with HelpAge India, and he vowed to be active in similar activities throughout his life.

He graduated from MIT with a bachelor's degree (Manoharbhai Institute of Technology). Karnik worked briefly with AT&T Sales Manager after finishing his college education, where he quickly rose through the ranks and became the star salesperson. He later earned a master's degree in software engineering.


Karnik started his career in 2001 when he joined AT&T as a regional sales manager, where he worked for a year. In 2004 he became a senior business analyst at Wells Fargo. Karnik served for over 14 years with this MNC, where he rose to the ranks and became an SVP.[4]

In 2021, Karnik started his entrepreneurial journey when he established Confer Inc. a fintech startup operating in the United States headquartered in California.[5] Under his leadership, Confer has gained mass public recognition for its mortgage loan customizer that can address a variety of financial and home-buying needs. In 2022, Karnik launched Confer's app which is available on both android and iOS and facilitates easy comparison and customization of mortgage products.


  1. "BrandPush Report - Confer Inc". www.brandpush.co. Retrieved 15 March 2022.
  2. Parrott, Amber (15 February 2022). "Confer Inc. predicts turbulence in the mortgage industry". EIN Presswire. Retrieved 15 March 2022.
  3. Pierre, Ryann (3 March 2022). "How to Reduce Your Mortgage Costs by Reducing Origination Charges". New York Weekly. Retrieved 15 March 2022.
  4. "Confer Inc. Announced the Launch of Meta Mortgage Platform". Digital Journal. Retrieved 15 March 2022.
  5. "Confer Inc. Announced the Launch of Meta Mortgage Platform". MarketWatch. Retrieved 15 March 2022.

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