Credit commons refers to “the collective credit of those economic actors who agree to accept as payment for their goods and services a particular form of money, currency, or other medium of exchange.”  It is one aspect of the commons, the cultural and natural resources accessible to all members of a society, including natural materials such as air, water, and a habitable earth.
According to some scholars, the credit commons has been the most overlooked aspect of the commons. One example of credit commons is the US dollar credit commons, in which all producers and sellers who accept US dollars as payment share in the benefits and losses associated with the issuance and management of US dollars. Another example is the trade credit commons, in which all producer and seller members of a particular trade exchange who accept the internal currency credits of the exchange as payment share in the benefits and losses associated with the allocation and management of credit among exchange members. In each of these realms, it is the collective credit of their respective participants that supports the value of its particular currency.
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