National Credit Foundation

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National Credit Foundation
Private
IndustryFinancial Research organizations
Founded2012; 12 years ago (2012)
Websitenationalcreditfoundation.org

National Credit Foundation also known as Horizon Charitable Gift Fund, is a private non-profit organization that provides an investigative financial reporting platform and offers detailed analyses about various financial organizations and their debt consolidations and the various scams and frauds in the financial service sector.[1] The National Credit Foundation is non-profit and nonpartisan, committed to analyzing and providing useful insights for the public interest.[2][3] The organization was founded based on three principle objectives: to provide free financial literacy and education resources to Black Americans, to raise awareness against the rise in inequality in the US, and To make the strongest possible case for reparations for 250 years of slavery, 90 years of Jim Crow,60 years of separate but equal, and 35 years of a state-sanctioned racist housing policy.[4][5]

The National Credit Foundation advances its mission through its presence on social media, reports on financial service providers and debt consolidation, and diversified content.[6][7]

Mission

Founded in 2012, the National Credit Foundation aims to facilitate its users with authentic and reliable information about the pros and cons of various financial schemes and loan facilities extended by financial institutions and service providers across the United States.[8][9] It takes a closer look at the policies and terms and conditions of the financial institutions along with their debt settlement services, thereby developing reliable insights that facilitate informed and secure decision-making.[10][11]

Vision

The organization’s stated vision is to promote financial literacy and education about various aspects of services offered by financial institutions.[12] By promoting unbiased, truthful information through diversified content, the organization hopes that the users will have the best information available to choose from the various available institutions and thus facilitating informed decision-making.[13][14]

Reception and influence

In 2021, the National Credit Foundation brought attention to college job scams targeting minority students.[15] Through its article and blog posts, the National Credit Foundation brought into notice the various job scam emails targeting college students and how to identify and recognize them. Through its blog, it also highlighted the various types of college job scams floating over the internet.

Through its blog posts and articles, the National Credit Foundation outlines the positive and negative sides of securing various kinds of loans from the mentioned institution.[16] It aims at presenting a detailed review of every financial lender, to help people in making informed and secure financial decisions.[17]

The organization also brings into notice the rise in inequality in the United States based on the parameters of race, color, and income.[18][19]

References

  1. ↑ Jones, Al (4 September 2022). "The Great Gatsby Curve - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  2. ↑ Jones, Al (2 April 2022). "LendingClub Review: Don't Let LendingClub's Marketing Fool You: Here's The Truth - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  3. ↑ Jones, Al (4 September 2022). "Pacific Debt Vs Freedom Debt Relief: Which Is The Right For You? - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  4. ↑ Jones, Al (1 September 2022). "Views Of Economic Inequality - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  5. ↑ Jones, Al (22 March 2022). "Simple Path Financial Review: Is It A Legitimate Company Or A Scam? - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  6. ↑ Jones, Al (23 April 2021). "Credit Counseling - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  7. ↑ Jones, Al (22 March 2022). "TriPoint Lending Review: Is Their Service As Bad As People Say? - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  8. ↑ Jones, Al (4 September 2022). "Fiona Review: The Pros And Cons Of Taking Out A Loan With Fiona - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  9. ↑ "Reduce Your Debt Substantially Pay Off High-Interest Credit Card Debt No Fees Until You Get Results". pacificdebt.nationalcreditfoundation.org. Retrieved 17 September 2022.
  10. ↑ Jones, Al (18 June 2021). "Five Lakes Law Group Review: Does It Work? Read Our Honest Review. - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  11. ↑ Jones, Al (22 March 2022). "Simple Path Financial Review: Is It A Legitimate Company Or A Scam? - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  12. ↑ Jones, Al (2 September 2022). "LendingTree Review: Is It The Right Choice For You? - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  13. ↑ Jones, Al (1 September 2022). "AmOne Review: The Best Way To Find A Personal Loan - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  14. ↑ Jones, Al (4 September 2022). "When Will There Be Reparations For Black Americans? - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  15. ↑ Jones, Al (31 August 2022). "Minority College Students Target Of Job Scams - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  16. ↑ Lasshofer, Karen (2 April 2022). "New Start Financial Review: Is New Start Financial A Scam? Find Out The Truth Here - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  17. ↑ Jones, Al (19 April 2022). "Liberty Lending Review: Is Liberty Lending A Scam Or Not? - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  18. ↑ Jones, Al (2 April 2022). "OneMain Financial Review: Be Aware Of The Complaints That Have Been Filed Against Them - National Credit Foundation". nationalcreditfoundation.org. Retrieved 17 September 2022.
  19. ↑ "Compare Personal Loan Offers In Less Than 60 Seconds". Fiona. Retrieved 17 September 2022.

External links

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