KOBIL Systems

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KOBIL Systems GmbH
IndustryComputer & Network Security
Founded1986; 38 years ago (1986)
FounderIsmet Koyun
HeadquartersPfortenring 11, 67547,
Area served
  • Identity & Access Management
  • Multi-factor authentication
  • Transaction authorization
  • Digital Signatures
  • Secure communication
  • Electronic signature
  • Security Hardware
Number of employees

KOBIL Systems GmbH is an information security company based in Worms, Germany. It was founded in 1986 by German Turkish entrepreneur Ismet Koyun.[1] KOBIL Systems employs approximately 200 people, 80 of which are located in Worms.[1]

Kobil specializes in the creation, delivery and management of trusted digital identities, authentication, secure data technology,[2] one-time passwords (OTPs), cryptography and smart card solutions. It provides both software and hardware security measures. These include a banking as a service (BaaS) platform known as mIDentity.one, secure communication and digital signature systems,[3] and multi-factor authentication and transaction authorization devices.


"KOBIL" is a portmanteau. It derives from a combination of founder Ismet Koyun’s surname and bilgisayar, the Turkish word for computer.[1] KOBIL's first development, in 1986, was a personal computer that featured a small additional keyboard. The additional keyboard enabled the user to trigger an encryption or decryption of the hard disk.

In 1994, the company had started to develop chip card terminals and offered a range of class 1-3 card readers. In 1996, KOBIL received the world’s first patent relating to digital signatures. It also developed SecOVID and Smart Key, two new authentication and public key infrastructure (PKI) solutions. In 2005, two years after the launch of KOBIL mIDentity (the world’s first installation-free smart card terminal), Microsoft founder Bill Gates referenced its positive impact during a speech in Munich on internet security.

KOBIL was awarded the Platinum European Seal of e-Excellence at the 2009 European Multimedia Forum Awards. Three years later, in 2012, it released its first application security technology. This technology took over the mIDentity name in 2014.

In 2016 it started work on a secure communication platform incorporating binding and non-anonymous communication, digital signatures, and business process flows. This was eventually released in 2019 under the name mPower.In the same year, KOBIL also released signPod, the world’s first online PKI-based transaction verification device to include a machine to machine (M2M) eSIM card. The inclusion of an eSIM, alongside other software and hardware security measures, meant signPod could be used anywhere in the world.

By the end of 2019, the company’s transaction authentication number (TAN) app was used by up to 30 million people.[1][4][5]

In spring 2020, KOBIL worked with partners including Technische Universität Darmstadt, the Irwin and Joan Jacobs School of Engineering at the University of California San Diego and the University of Würzburg to develop TraceCorona, a contact tracing app designed to help with Germany’s response to the Covid-19 pandemic.[6]

Clients and partners

Among others, KOBIL provides services to Commerzbank, Dropbox, Airbus, ING, DATEV, German Bundestag, Migros Bank, Societe Generale, UBS, Erste Bank and ZDF.[7] It has ongoing partnerships with SAP, SAB, Temenos, FIS and Bank-Verlag. The German Federal Network Agency uses KOBIL certificate authority technology to guard against cyberattacks


  1. 1.0 1.1 1.2 1.3 Theile, Gustav. "Tech-Unternehmer Ismet Koyun: „Man denkt immer, dass der Türke einen Dönerladen hat"". FAZ.NET (in Deutsch).
  2. Barnott, Grace (10 July 2019). "Berner Kantonalbank release their highly secure banking app". Software Testing News.
  3. Ladner, Ralf (2 September 2019). "Mobile Plattform für gesicherte Online-Transaktionen". Netzpalaver | #CloudComputing #Datacenter #Cybercrime #Telekommunkation #Infrastruktur (in Deutsch).
  4. Finanzmagazin, I. T. (7 April 2015). "Wann kommt das Ende der SMS-TAN, mobile-TAN und noch nötiger Zusatzhardware? · IT Finanzmagazin". IT Finanzmagazin (in Deutsch).
  5. "CardTAN-Generatoren für Kunden der Bank Austria |". computerwelt.at.
  6. KG, VRM GmbH & Co. "Wormser Unternehmen entwickelt Corona-App - Wormser Zeitung". www.wormser-zeitung.de (in Deutsch).
  7. "Kobil CardTan-Generatoren für Erste Bank und IT-Dienstleister ARZ |". computerwelt.at.

External Links

This article "KOBIL Systems" is from Wikipedia. The list of its authors can be seen in its historical. Articles taken from Draft Namespace on Wikipedia could be accessed on Wikipedia's Draft Namespace.