BPC (company)
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| Private | |
| Industry | Financial services, Fintech, Payments, Banking technology |
| Founded | 1996 |
| Headquarters | Switzerland, Baar |
Area served | Global |
| Products | SmartVista (Digital Banking, Card Management, Payments, Merchant Management, E-wallets, Fraud Management, Mobility) |
| Website | https://www.bpcbt.com/en/ |
BPC AG is a Swiss financial technology company founded in 1996. The company develops software for electronic payments and banking services. As of 2025, BPC reports serving more than 500 clients in over 140 countries, including banks, payment processors, fintech companies, and small and medium-sized enterprises. The company is privately held and maintains its headquarters in Switzerland,[1] with additional offices in 20 locations worldwide.[2][3][4][5]
History
BPC began in the mid-1990s as a software provider to financial institutions. By the early 2010s it was supplying its SmartVista payments platform to commercial banks in multiple markets, for example in 2011, BPC partnered with Banca Transilvania in Romania to enable Western Union money‑transfers through the bank's ATM network.[6][7] For company activities in Middle East and Africa region, In 2020, The Asian Banker named BPC the provider of "Best Payment Technology in Africa and the Middle East".[8] In 2022, Robinsons Bank (Philippines) selected SmartVista as part of a wider digital transformation programme, replacing legacy systems and supporting new card products.[9] And later In 2024, Forrester Research included BPC in its report on merchant payment providers in the Asia-Pacific region.[10] As of latest 2025, BPC is seen to partner with Visa and introduce "Visa Flex Credential" in Vietnam, allowing cardholders to switch between debit, credit, and BNPL functions.[11] The same year company announced of its expanded presence and new hires in Nigeria.[12]
Products and services
BPC's main platform is the SmartVista suite, which provides integrated banking and payment technology solutions. The platform includes modules for card issuing and merchant acquiring, point-of-sale (POS) switching, e-commerce gateways, mobile and internet banking, e-wallets, agent banking, buy-now-pay-later lending, SoftPOS acceptance, fraud management, fleet and fuel payments, and real-time payments. Independent analyst Celent evaluates digital-banking platforms across technology and functionality and, in 2025, published regional editions in which BPC's SmartVista was positioned in the top "Luminary" tier.[13][14][15][16]
BPC also provides O-CITY, a fare-collection and transit-payments platform used by transport authorities to accept open-loop (bank card and wallet) payments.[17] In the United Arab Emirates, the Ajman Transport Authority adopted O-CITY to introduce contactless, open-loop payments across its bus network in 2024–2025.[18][19]
References
- ↑ "BPC AG - Firms - auditorstats". auditorstats.ch. Retrieved 2025-09-29.
- ↑ "BPC - 2025 Company registry". www.moneyhouse.ch. 2025-09-04. Retrieved 2025-07-23.
- ↑ Murphy, Steve (2021-03-02). "How Fintechs Are Taking Their Stake in Cross-Border Payments". PaymentsJournal. Archived from the original on 2025-03-16. Retrieved 2025-09-04.
- ↑ "BPC". thepaypers.com. Retrieved 2025-09-04.
- ↑ "BPC expands its presence in the APAC". The Asian Banking and Finance. 8 September 2025.
- ↑ [email protected] (2011-01-17). "BPC And Banca Transilvania Introduce WU Transfers Through ATM". Global Custodian. Archived from the original on 2024-10-15. Retrieved 2025-07-23.
- ↑ romaniainsider (2010-11-25). "Banca Transilvania and Western Union launch money wire through ATM". Romania Insider. Archived from the original on 2025-06-03. Retrieved 2025-09-04.
- ↑ Banker, The Asian. "Middle East and Africa Awards". The Asian Banker Awards. Retrieved 2025-07-23.
- ↑ "Robinsons Bank selects BPC to drive financial inclusion in the Philippines". IBS Intelligence. Retrieved 2025-09-29.
- ↑ "The Merchant Payment Providers In Asia Pacific..." Forrester. Archived from the original on 2025-05-27. Retrieved 2025-07-23.
- ↑ Vietnam, Fintech News (2025-08-28). "BPC and Visa Enable Vietnam Cardholders to Switch Between Debit, Credit, BNPL". Fintech Singapore. Retrieved 2025-09-04.
- ↑ Ibeh, Royal (2025-06-04). "BPC Bets Big On Nigeria's Digital Economy, Appoints Industry Veteran To Lead". Retrieved 2025-09-29.
- ↑ "BPC Banking Technologies | Celent". www.celent.com. Retrieved 2025-07-23.
- ↑ Staff, Forbes (2021-11-19). "Tippay la nueva manera de dar propinas sin efectivo". Forbes Centroamérica (in español). Archived from the original on 2022-01-23. Retrieved 2025-09-04.
- ↑ "Card Management and Transaction Processing Vendors, Part II: Packaged Software Vendors | Celent". www.celent.com. Retrieved 2025-09-04.
- ↑ "Retail Digital Banking Platforms: Europe, Middle East, Africa Edition | Celent". www.celent.com. Retrieved 2025-09-29.
- ↑ Santosdiaz, Richie (2020-07-05). "O-CITY joins the Visa Ready for Transit program to drive contactless payments for mass transit systems globally". The Fintech Times. Archived from the original on 2021-04-21. Retrieved 2025-07-23.
- ↑ "Ajman digitises public transport payments". smartcitiesworld.net. Archived from the original on 2024-09-24. Retrieved 2025-07-23.
- ↑ Writer, Staff (2025-03-28). "Ajman's public transport goes digital with new contactless payment system - Arabian Business: Latest News on the Middle East, Real Estate, Finance, and More". Retrieved 2025-09-29.
External links
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