Arif Esa

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Arif Esa
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Born (1987-03-13) March 13, 1987 (age 39)
Blackburn, England, United Kingdom
CitizenshipBritish
OccupationEntrepreneur
Known forFounder and CEO of moneyIN Global Inc.
Notable work
Banking and Trade Finance Demystified; Blockchain and Decentralised Finance

Arif Esa (born 13 March 1987) is a British entrepreneur, investor, and author, best known as the founder and chief executive officer of N Global Inc., a licensed financial technology company operating in Canada, Morocco, South Africa, Nigeria, the United Kingdom, and the United States.[1] He is also the founder of Cable Exchange Group and ESABER Invest Holding (Morocco).[2]

Early life and heritage

Esa was born and raised in Blackburn, England, United Kingdom, on 13 March 1987.[1] His grandparents were born in the British colony of India before it gained independence, and his parents were born in Malawi, Africa, before its independence.

He attended Blackburn College / Blackburn University, earning a BTEC qualification in Business Studies.[3]

Esa began his business career at the age of 14, launching an online retail website in textiles and electronics. He later diversified into international investments, infrastructure projects, commodity and bond trading, and corporate-to-government funding.[1]

Career

Esa has held senior roles including chief financial officer, account executive, assistant manager, divisional guidance manager, vice president, board member, and chief executive officer across multiple organisations.[1]

In 2019, he founded N Global Inc., headquartered in Ottawa, Ontario, Canada.[2] The company operates under Money Services Business licences in Canada and the United States, and holds a Basic International Telecommunications Services licence from the Canadian Radio-television and Telecommunications Commission.[4] Under his leadership, moneyIN expanded into Morocco, South Africa, Nigeria, the UK, and the USA.[5]

He is also CEO of Cable Exchange Group, a financial services and trading company with reported assets exceeding £90 million GBP, and Chairman of ESABER Invest Holding.[1] Over his career, Esa has managed more than US$3 billion in trades and raised over US$10 billion for government projects.[1]

Notable achievements include negotiating a new financing structure for the Government of Ghana's US$1 billion road and housing project, and participating in the Sudan Peace Negotiation Program.[1]

In addition to his entrepreneurial ventures, Esa serves as Deputy Chairman of the Banking and Trade Finance division of the International Trade Council.[6]

Publications

  • Banking and Trade Finance Demystified: Mastering Global Commerce with Arif Esa (ISBN 9798849103936)[7]
  • Blockchain and Decentralised Finance: Revolutionising Global Currency Remittance (ISBN 9798850420970)[8]
  • How to Get Married in Morocco (self-published)
  • Happiness Starts Here – Gluten Free Recipe for a Happier Life (self-published)

Volunteer work

Esa has volunteered as a senior expert advisor on Expat.com, assisting individuals relocating or investing overseas, particularly in Morocco. He has also raised over £30,000 for Moroccan earthquake relief, providing temporary shelters and food supplies.[1]

Awards and recognition

  • Top 10 Most Influential CEOs of 2022 — Morocco World News[9]
  • Listed in 10 Elite CEOs in Asia 2024 by EliteX[10]
  • Payment Solutions Business Founder of the Year 2024 — Wealth & Finance International[11]
  • Instant Payments FinTech of the Year 2024 — Wealth & Finance International[12]

References

  1. 1.0 1.1 1.2 1.3 1.4 1.5 1.6 1.7 "Arif Esa: The Fintech Visionary Powering Financial Inclusion from Morocco Through moneyIN Global". Napoleon News. 2024. Retrieved 15 August 2025.
  2. 2.0 2.1 "Arif Esa: Revolutionizing Inclusive Digital Banking". Global Publicist 24. 2024. Retrieved 15 August 2025.
  3. "Business profile of Arif Esa". LinkedIn. Retrieved 15 August 2025.
  4. "Winners 2024". Wealth & Finance International. Retrieved 15 August 2025.
  5. "Services financiers: moneyIN relie le Maroc à l'Afrique du Sud". Le Matin (in français). 1 September 2022. Retrieved 15 August 2025.
  6. "Morocco's Arif Esa Appointed Deputy Chairman at International Trade Council". Morocco World News. 11 August 2023. Retrieved 15 August 2025.
  7. "Banking and Trade Finance Demystified". Amazon. Retrieved 15 August 2025.
  8. "Blockchain and Decentralised Finance". Amazon. Retrieved 15 August 2025.
  9. "Moroccan Entrepreneur Among Most Influential CEOs of 2022". Morocco World News. 7 June 2022. Retrieved 15 August 2025.
  10. "Transforming Global Finance: Arif Esa's Leadership at moneyIN Global". EliteX. 2024. Retrieved 15 August 2025.
  11. "Winners 2024". Wealth & Finance International. Retrieved 15 August 2025.
  12. "Winners 2024". Wealth & Finance International. Retrieved 15 August 2025.

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